1. Believe God's Book

 10:8.  But what saith it? The word is nigh thee, even in thy mouth, and in thy heart: that is, the word of faith, which we preach;

 10:17.  So then faith cometh by hearing, and hearing by the word of God.

2.  The Wages (payment) of Sin

3:23.  For all have sinned, and come short of the glory of God;

6:23.  For the wages of sin is death; but the gift of God is eternal life through Jesus Christ our Lord.

6: 12.  Let not sin therefore reign in your mortal body, that ye should obey it in the lusts thereof.

3.   Repentance

2: 4.  Or despises thou the riches of his goodness and forbearance and longsuffering; not knowing that the goodness of God leadeth thee to repentance?

4.  By Grace ... Not Works

3.   24.  Being justified freely by his grace through the redemption that is in Christ Jesus:

11:6.  And if by grace, then is it no more of works: otherwise grace is no more grace. But if it be of works, then is it no more grace: otherwise work is no more work.

9:23.  And that he might make known the riches of his glory on the vessels of mercy, which he had afore prepared unto glory,

5.   Blood Redemption

5: 8.  But God commendeth his love toward us, in that, while we were yet sinners, Christ died for us.

3: 25.  Whom God hath set forth to be a propitiation through faith in his blood, to declare his righteousness for the remission of sins that are past, through the forbearance of God;

5:9.  Much more then, being now justified by his blood, we shall be saved from wrath through him.

6.   Salvation at Calvary

4:24.  But for us also, to whom it shall be imputed, if we believe on him that raised up Jesus our Lord from the dead;

4:25.  Who was delivered for our offences, and was raised again for our justification.

5:1.  Therefore being justified by faith, we have peace with God through our Lord Jesus Christ:
 2.  By whom also we have access by faith into this grace wherein we stand, and rejoice in hope of the glory of God.

5:6.  For when we were yet without strength, in due time Christ died for the ungodly.

3:24.  Being justified freely by his grace through the redemption that is in Christ Jesus:

5: 21.  That as sin hath reigned unto death, even so might grace reign through righteousness unto eternal life by Jesus Christ our Lord.